There is a diverse range of different types of flexible and simple Motor Fleet Insurance available through Thompson Insurance Brokers. Whether your fleet consist of cars, vans, coaches, minibuses, taxis, trucks, HGVs or a combination of these vehicles, you get to choose from three different levels of cover: Comprehensive; Third Party, Fire and Theft; or Third Party Only.
Comprehensive cover gives you the most protection, covering as it does any damage caused to your vehicles, any third-party vehicles or any third-party property as the result of an accident, whether or not the accident is your fault. The increased level of protection means it is also the most expensive cover. Third Party, Fire and Theft protects against damage to all third-party vehicles or property, while your own vehicles are covered against damage only from theft or fire. The most basic and least expensive cover is Third Party Only. This level of cover does not protect your own vehicles, but rather covers any third-party claims for damages made against you.
When setting up your fleet insurance policy, you also need to choose from a number of different driving restrictions. You may choose an Any Driver policy, which means that anyone with a valid UK driving licence is able to drive any of the vehicles covered in your policy. Or you may decide to specify Named Drivers only for each vehicle. This is the cheaper of the two options but can also prove much less convenient.
There are also a variety of ways to reduce the cost of your Motor Fleet insurance, such as setting a minimum age for all drivers. You might also decide to choose a higher voluntary excess and make sure that all of your vehicles have high levels of security.
As well as different levels of coverage and flexible driver options for all vehicle types, Motor Fleet Insurance policies also have the option to cover:
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Thompson Insurance Brokers is a trading name of Thompson and Co (Risk Solutions) Limited which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales number 9135999 Registered Office: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, B90 8AH.